Some people think that having a bad credit will prevent them from getting a mortgage. However, there are some mortgages designed especially for people who do have bad credit. These are provided by different institutions whose aim is to help such people. If you want to make the process a lot faster, you can start by doing a credit file clean up to get higher points. Another is that you need to accept that such loans will come with some of the highest interest rates around. Do not be perturbed by this because it is only the lenders way of safeguarding their interests because after all, you with your poor credit are not exactly the best candidate for a loan completion. Another thing that you can do to get that mortgage is to know all you can about mortgage for people who have bad credit. Read the guidelines and ensure that you know everything there is to know about its ins and outs. In today's times, these mortgage home loans are turning out to be great solutions for people who do have bad credit. All you need to do is to keep your end of the bargain and pay your loans.